Lending to U.S. small businesses in 2010 saw it biggest year-over-year gain since December 2006, according to the Thomson Reuters/PayNet Small Business Lending Index. The index showed Small Business Lending is on the rise again and has notched it's 10th consecutive improvement, this is the 5th consecutive month of double digit increases.
Many Small Businesses are borrowing more and finding it easy to pay their bills.The numbers show significant increases in lending in 2010. Also, default risk at small businesses has fallen to levels lower than in 2008 and 2009. This is very good sign as the percentages are at pre-recession levels.


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factoring companyAlthough the economy still has challenges, most experts agree that conditions are improving. Unfortunately, this does not mean that getting conventional business financing will be easier. The sad truth is that many lending institutions are still licking their wounds from the excesses of the subprime credit bubble and few are willing to lend to companies - unless they have substantial collateral
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